🔄 Restoration Benefit → Refill whenever it’s empty 💰

(In a nutshell, the restoration benefit can be super handy, but make sure you understand the details! 📋)

Most insurance companies offer this either as a built-in feature 🏗️ or an optional add-on. ➕ If you have a policy with a sum insured of ₹10 lakh, you can get it topped up if you run out of coverage within the same year—no extra payment required. 🤑 Pretty cool, right? 😎

Here are a couple of things to keep in mind:
👉 Can you refill it just once a year, or is it unlimited? 🔄
👉 Does it work for both related and unrelated illnesses? 🩺

Just remember, even with this benefit, your claims are capped at your base sum insured. So, if your policy is ₹10 lakh, any restoration claim will also max out at that amount. 📊

Stay informed and make the most out of your coverage! 💡