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Plain answers to the things clients actually ask.

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Mutual funds

SEBI's newest fund category. What it is, how it differs from a mutual fund, who it suits, and why the minimum is ₹10 lakh.

Your statement shows two return numbers and they disagree. One measures the fund, the other measures your money. Which to read, and when.

Both mean you pay part of the hospital bill. One applies once, the other applies to every single claim. The difference costs real money.

Your cover refills after you use it up — usually free. Two clauses decide whether it actually helps your family or not.

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